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What's New

  • *EMFCU uses risk-based pricing to determine auto loan rates. **APR=Annual Percentage Rate.

  • *Eastmill FCU now uses Risk Based Lending to determine auto and recreation vehicle loan rates. Rates as low as 2.49% APR*

  • *AUTO LOAN Promotion: Rates as low as* 2.49% APR** check our Loan Rate Page for more information.

  • *Let your home work for you! Eastmill offers variable and fixed rate terms. Variable rate 3.75% APR*   Fixed rate 3.99% APR* Call for details or to see how to qualify for a home equity loan.

  • *Mobile Banking is here! Get your balances on your cell phone from any location! Click the link on the website to sign up today!

  • *FRAUD ALERT ** EASTMILL FEDERAL CREDIT UNION IS NOT AFFILIATED WITH COASTAL ENTERPRISE SOLUTIONS!

  • *Have you heard of our "Member Privilege"? Call today to see how this program can benefit you!

  • *Annual Percentage Rate. All loan rates are subject to change without notice. Conditions or restrictions may apply.

  • *EASTMILL FEDERAL CREDIT UNION - In this economy, SAVING MONEY is a great thing!

  • *Let us "Show You The Carfax"!  Before you buy that used vehicle, check its history for damages. Protect yourself from hidden damages and save money on unforeseen repair bills later!

  • **FOR YOUR CONTINUED PROTECTION**
    Due to the high volume of fraud attempts, the following countries have been blocked from use for our VISA credit card: Brazil, Quatar, Oman, Yemen, Iran, Cyprus
    If you have questions or concerns, please call Jean at 207-746-3428.

  • *ATTENTION: DO NOT OPEN ANY POP-UP ADS THAT APPEAR ON THIS WEBSITE. WE ARE NOT OFFERING A FREE CREDIT REPORT. THIS IS FRAUDULANT ACTIVITY AND IS NOT THE ACTION OF EASTMILL FEDERAL CREDIT UNION

  • *IF YOU HAVE BEEN A VICTIM OF THE FREE CREDIT REPORT AD, OR ANY TYPE OF FRAUD, PLEASE CONTACT US IMMEDIATELY!


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Welcome to Eastmill Federal Credit Union


VISA FRAUD ALERT NOTICE

If VISA suspects fraud on your VISA debit or credit card, you will get a call from them.

FISERV is our debit card processor and FIS is our credit card processor.

If fraud is detected, FISERV has a company called ENFACT that will reach out to members.

FIS uses FALCON to reach out to members.

They need to talk with you to ensure you are the person making the charges on your card. Please follow through with these calls.

DO NOT GIVE FULL CARD NUMBERS OR SOCIAL SECURITY NUMBERS OVER THE PHONE.

If this call is legitimately from VISA, they will not ask for full numbers.

If you do not communicate with them, your card will be blocked.

The phone numbers you will receive a FRAUD ALERT call from are: FISERV OR ENFACT 1-877-253-8964 or 1-800-279-2674. From FIS or FALCON, the number will be 1-855-961-1602.

You may also receive a text message from these companies as well. As an added precaution so you will know it is a fraud alert, add these numbers as FRAUD ALERT contacts in your phone.

Notice
Visa® Debit Card Inactivity:
Visa® Check Cards that are inactive for
a period of one (1) year will not be
renewed at the time of reissue.



ATTENTION:  The success of fraud prevention depends on the cardholder verification process. It is critical that we maintain up-to-date cardholder telephone numbers. We encourage you to please confirm home and cellular telephone numbers with us. Thank you for your cooperation in helping us safeguard our personal and financial worlds.


SMART REMINDER: ONLY INSTALL APPLICATIONS ON YOUR SMARTPHONE OR TABLET FROM TRUSTED SOURCES. 



Home Equity Loans
Vehicle Loans

*Annual Percentage Rate. All loan rates are subject to
change without notice. Conditions or restrictions may apply.


"Eastmill Federal Credit Union is a non-profit, member owned financial organization
providing education and financial services in a personalized, convenient, friendly, and
professional manner, while maintaining financial stability."

Eastmill Federal Credit Union has come a long way since its first organizational meeting on May 13, 1954. Credit Unions are unique in the financial world as not-for-profit institutions. Members own and direct the credit union. These members are dedicated to the credit union motto, “Not for charity, not for profit, but for service.”

Eastmill Federal Credit Union has two convenient locations. The Main Office is located in East Millinocket. The Branch Office is in Patten. Credit Unions are chartered by groups of people having a common bond. The field of membership for Eastmill Federal Credit Union includes those who reside, work, worship or attend school in Penobscot County and Central and Southern Aroostook County.