VISA® CARD APPLICATION

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We are pleased to offer such a good VISA® credit card program to our members. It’s true when they say “good things come to those who wait.” Just compare your current credit card rates and fees with your Eastmill VISA® credit card and then transfer your high interest card balances to your new low interest Eastmill VISA®. You will be surprised at how much you can save.

ONLY 9.9% APR*.
NO ANNUAL FEE.
FREE $250,000 TRAVEL ACCIDENT INSURANCE.
REBATE PROGRAM:
- $0 – $1,000 – 1/4%
- $1,001 – $2,000 – 1/2%
- $2,001 – $3,000 – 3/4%
- $3,001 + – 1%
25-DAY GRACE PERIOD.
PLUS, YOU RECEIVE THE BEST SERVICE AROUND.

* Annual Percentage Rate

BELOW IS A COMPLETE SCHEDULE OF THE FEES AND CHARGES ASSOCIATED WITH OUR VISA® CREDIT CARD PROGRAM
ANNUAL PERCENTAGE RATE FOR PURCHASES BALANCE TRANSFERS AND CASH ADVANCES	GRACE PERIOD FOR REPAYMENT OF THE BALANCES FOR PURCHASES	METHOD OF COMPUTING THE BALANCES FOR PURCHASES	ANNUAL FEE
9.9%	You have 25 days to repay your balance for new purchases before a finance charge on new purchases will be imposed.	Average Daily Balance! (Excluding new purchases)	NONE
OTHER CHARGES: The following other charges will be added to your account, as applicable: a Walk-thru Fee of $30.00; a Late Charge of $10.00 (over 30 days); a Copy of Sales Draft Fee of $5.00; a Replacement Card Fee, One(1) Free Every Two(2) years–$10.00 thereafter; or PIN Replacement Fee of $5.00. The information about cost of the card described on this application is accurate as of January 1, 2004. This information may have changed after that date. To find out what may have changed, please call us at (207)746-3428 or write to us at: Eastmill Federal Credit Union, 60 Main Street, East Millinocket, Maine 04430. Notice: Married Applicants may apply for a separate account. Check the appropriate box below to indicate the type of credit for which you are applying.

To request more information or to apply for a Visa® Credit Card please fill out the following form and our Visa® Coordinator will be in contact with you shortly.

VISA® CREDIT CARD APPLICATION

Name(Required)

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Street Address City State ZIP Code

Telephone(Required)

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Due to rules enforced by VISA, the credit union must have an original signature to fully process a request for a credit card. After completion of the on-line form, the Credit Union will send an actual application form to be signed before you can receive your credit card.

I/we hereby apply for a Visa Credit Card. By using the Visa Credit Card issued by the Credit Union upon approval of this application, I/we signify our agreement to be bound by the terms of the Cardholder Agreement.

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