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What's New

  • *Have you heard of our "Member Privilege"? Call today to see how this program can benefit you!

  • *EMFCU uses risk-based pricing to determine auto loan rates. **APR=Annual Percentage Rate.

  • *EASTMILL FEDERAL CREDIT UNION - In this economy, SAVING MONEY is a great thing!

  • *Eastmill FCU now uses Risk Based Lending to determine auto and recreation vehicle loan rates. Rates as low as 2.49% APR*

  • *Let us "Show You The Carfax"!  Before you buy that used vehicle, check its history for damages. Protect yourself from hidden damages and save money on unforeseen repair bills later!

  • *IF YOU HAVE BEEN A VICTIM OF THE FREE CREDIT REPORT AD, OR ANY TYPE OF FRAUD, PLEASE CONTACT US IMMEDIATELY!

  • *Mobile Banking is here! Get your balances on your cell phone from any location! Click the link on the website to sign up today!

  • *FRAUD ALERT ** EASTMILL FEDERAL CREDIT UNION IS NOT AFFILIATED WITH COASTAL ENTERPRISE SOLUTIONS!

  • **FOR YOUR CONTINUED PROTECTION**
    Due to the high volume of fraud attempts, the following countries have been blocked from use for our VISA credit card: Brazil, Quatar, Oman, Yemen, Iran, Cyprus
    If you have questions or concerns, please call Jean at 207-746-3428.

  • *ATTENTION: DO NOT OPEN ANY POP-UP ADS THAT APPEAR ON THIS WEBSITE. WE ARE NOT OFFERING A FREE CREDIT REPORT. THIS IS FRAUDULANT ACTIVITY AND IS NOT THE ACTION OF EASTMILL FEDERAL CREDIT UNION

  • *Let your home work for you! Eastmill offers variable and fixed rate terms. Variable rate 3.75% APR*   Fixed rate 3.99% APR* Call for details or to see how to qualify for a home equity loan.

  • *Annual Percentage Rate. All loan rates are subject to change without notice. Conditions or restrictions may apply.

  • *AUTO LOAN Promotion: Rates as low as* 2.49% APR** check our Loan Rate Page for more information.


Mobile Banking

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Ezcard Access

Share Certificate Rates
TERM
APY* %  DIVIDEND RATE %
3 MONTHS .10% .10%
6 MONTHS .15% .15%
9 MONTHS .25% .25%
12 MONTHS .30% .30%
15 MONTHS .35% .35%
18 MONTHS .35% .35%
24 MONTHS .35% .35%
36 MONTHS .35% .35%
48 MONTHS .40% .40%
60 MONTHS .50% .50%

* Certificates require an initial deposit of at least $1,000.00. Annual Percentage Yield is accurate as of 10/05/2020. These rates may change at any time without prior notice. After your certficate is opened, the dividend rate is fixed for the term. A penalty is imposed for early withdrawals. Fees could reduce earnings on the account. These rates apply to both Share and IRA certificates.

NCUA 

Share Accounts.....      BALANCE TO EARN DIVIDENDS      APY* %      DIVIDEND RATE %
(Tiered rates) $50.01 TO $2000.00 .00% .00%
  $2000.01 TO $5000.00 .10% .10%
  $5000.01 TO $30000.00 .20% .20%
  $30000.01 AND UP .30% .30%

 

Club Accounts.....      BALANCE TO EARN DIVIDENDS      APY* %      DIVIDEND RATE %
(Tiered rates) $00.00 TO $2000.00 .00% .00%
  $2000.01 TO $5000.00 .10% .10%
  $5000.01 TO $30000.00 .20% .20%
  $30000.01 AND UP .30% .30%

 

IRA Accounts.....        APY* % DIVIDEND RATE %
      2.27% 2.25 %

* Annual Percentage Yield on Shares and Clubs are accurate as of 06/01/2011. APY on IRA's is accurate as of 08/01/2018. These rates may change at any time without prior notice. Fees could reduce earnings on the account.

  APY* DIVIDEND RATE
Share Draft Accounts 0.00% 0.00%

* Annual Percentage Yield is accurate as of 08/01/2003. These rates may change at any time without prior notice. Fees could reduce earnings on the account.

* APY = ANNUAL PERCENTAGE YIELD

Ask an employee for further information about the fees and terms applicable to the advertised accounts.