| Share Certificate Rates TERM |
APY* % | DIVIDEND RATE % |
| 3 MONTHS | .50% | .50% |
| 6 MONTHS | .80% | .80% |
| 9 MONTHS | .90% | .90% |
| 12 MONTHS | 2.02% | 2.00% |
| 15 MONTHS | 1.00% | 1.00% |
| 18 MONTHS | 1.20% | 1.20% |
| 24 MONTHS | 3.04% | 3.00% |
| 36 MONTHS | 1.81% | 1.80% |
| 48 MONTHS | 2.03% | 2.01% |
| 60 MONTHS | 2.32% | 2.30% |
* Certificates require an initial deposit of at least $1,000.00. Annual Percentage Yield is accurate as of 07/16/2018. These rates may change at any time without prior notice. After your certficate is opened, the dividend rate is fixed for the term. A penalty is imposed for early withdrawals. Fees could reduce earnings on the account. These rates apply to both Share and IRA certificates.
| Share Accounts..... | BALANCE TO EARN DIVIDENDS | APY* % | DIVIDEND RATE % |
| (Tiered rates) | $50.00 TO $2000.00 | .00% | .00% |
| $2000.01 TO $5000.00 | .10% | .10% | |
| $5000.01 TO $30000.00 | .20% | .20% | |
| $30000.01 AND UP | .30% | .30% |
| Club Accounts..... | BALANCE TO EARN DIVIDENDS | APY* % | DIVIDEND RATE % |
| (Tiered rates) | $00.00 TO $2000.00 | .00% | .00% |
| $2000.01 TO $5000.00 | .10% | .10% | |
| $5000.01 TO $30000.00 | .20% | .20% | |
| $30000.01 AND UP | .30% | .30% |
| IRA Accounts..... | APY* % | DIVIDEND RATE % | |
| 2.27% | 2.25 % |
* Annual Percentage Yield on Shares and Clubs are accurate as of 06/01/2011. APY on IRA's is accurate as of 08/01/2018. These rates may change at any time without prior notice. Fees could reduce earnings on the account.
| APY* | DIVIDEND RATE | |
| Share Draft Accounts | 0.00% | 0.00% |
* Annual Percentage Yield is accurate as of 08/01/2003. These rates may change at any time without prior notice. Fees could reduce earnings on the account.
* APY = ANNUAL PERCENTAGE YIELD
Ask an employee for further information about the fees and terms applicable to the advertised accounts.